Our Services
Financial planning is a process to empower you to make well-informed decisions about your money and life. You understand the choices you make today can have a lasting impact. Planning enables you to find the correct balance between building wealth and enjoying life.
We partner with you to help you develop financial strategies that work with your unique situation. Through the process, we help you increase your confidence in reaching your most important goals. We work to discover strategies and tactics which help you grow your assets while enjoying life today.
One-Time Financial Plan
We work together to complete an initial comprehensive financial plan covered over four to six meetings based on the complexity of your situation, we will integrate the following areas into a financial plan.
Includes:
-
Goal Formation
-
Cash Flow Planning
-
Retirement Planning
-
Tax Planning
-
Debt Planning
-
Home Buying Analysis
-
Employee Benefit Maximization
-
Equity Compensation Planning
-
Investment Planning
-
Estate Planning
-
Education planning
-
And More
Pricing – Fee is half due upfront; half due upon delivery of plan
-
Singles $2,000 fee
-
Couples $3,000 fee
Ongoing Financial Planning
Planning is a process. Life changes and having a planner available helps you make informed course corrections. After completing an initial plan, we continue to work together on an ongoing basis.
Includes:
-
Everything in the One-Time Financial Plan
-
On demand access to your dedicated financial planner
-
Ongoing support and access to financial planning dashboard
-
Ongoing support and coaching of financial plan
-
Three dedicated meetings per year to discuss and update elements of your plan
Pricing - One-time setup + monthly recurring:
-
Singles $1,750 setup fee + $200 per month
-
Couples $2,500 setup fee + $300 per month
Investment Management
Investing can help you achieve your pursuits through discipline and focus. We focus on finding low cost, tax efficient, well diversified investment portfolios tailored to your circumstance.
Includes:
-
Choosing and managing asset allocation
-
Selecting investments
-
Trading accounts
-
Account re-balancing
-
Tax-loss harvesting when appropriate
-
Coordinating account transfers
-
Ongoing access and support to investment portal
-
Assets custodied at Charles Schwab
Pricing - 0.85% of AUM.
No investment minimum required.
All prices are negotiable. We put your interests first. Pursuit Planning and Investments, LLC, does not prepare estate planning documents or tax returns, nor does it sell insurance products. However, we will work with you to find the best professionals for your unique situation.
Wealth Management
Clients may also choose to engage in ongoing financial planning and investment management.
We refer to this as wealth management. Engaging in wealth management coordinates your investments with your financial plan.
-
What are your credentials?Nate Baim, MBA, CFP® Financial planner since 2018 Education & Certifications Master of Business Administration (MBA), Finance and Sustainability Management Concentrations Member of Beta Gamma Sigma and Pi Alpha Alpha honor societies Willamette University, Atkinson Graduate School of Management Bachelor of Science in Business, Finance Major, Political Science and Economics Minors Indiana University, Kelley School of Business CERTIFIED FINANCIAL PLANNER(TM) Association Memberships National Association of Personal Financial Advisors XY Planning Network
-
Are you a fiduciary all the time?Yes. 100% of the time. A fiduciary must work in your best interests. A fiduciary is expected to act with honesty, loyalty, and care.
-
Do I have to sign up for ongoing support or investment management?No. You may add on these services. You must complete a financial plan to sign up for ongoing support. You are not required to have an financial plan to receive investment management services.
-
Do you sell products?No. We are an independent, fee-only financial planning firm. The only way we are compensated is through the fee we charge to clients for delivering our service, which is fiduciary financial advice and investment management.
-
How are you compensated?We are only compensated directly by our clients. We do not receive any commissions or kickbacks from selling financial products like mutual funds or insurance policies. We operate as a fee-only firm. Fee-only financial planning is where a financial planner charges their clients only for the services they provide, rather than earning commissions or other compensation based on the financial products they sell.
-
Do you have an investment minimum?We do not require investment minimums. We do not expect you to use our investment management services. You may take our recommendations and implement them on your own.
-
What advice do you offer?We provide advice with regard to: - Goal Setting - Cash Management - Debt Planning - Budgeting - Tax Planning - Investment Review & Planning - Estate Planning - Education Planning - Business Planning - Retirement Planning - Career Planning - Home Purchase Analysis - Equity Compensation Planning - And More...
-
What kind of questions do you help your clients answer?- How do I prepare for retirement? - How do I balance retirement savings with other financial goals? - How can I minimize my taxes? - Should I complete Roth conversions? - How do I best get out of student loan debt? - How can I create a budget that works for my family's needs? - How do I invest the money in my IRA, 401(k), or 403(b)? - How can I stay on track with my financial plan? - How do I create a budget if I am self-employed? - How can I protect my portfolio from market downturns? - What should I do with my stock options, RSUs, or ESPP? - Will starting a business help me achieve my goals? - Should I purchase real estate? - How much home can I really afford? - How can I achieve my financial goals? And many, many more questions...
-
Who do you typically work with?We specialize in working with working professionals, professionals nearing retirement and families who want to grow wealth and live their best lives. Most other advisors focus on helping those who are in retirement. Our focus is to help you get there. We spend most of our time focusing on making the most of your cash flow, optimizing your savings, fine tuning your retirement plan, helping you evaluate investment opportunities, and enjoying your best life today.
-
What is your investment philosophy?Managing risk is the foundation of any investment portfolio. We favor using low-cost, tax-efficient, index-based investments. However, we don't stop there. We see investments as something beyond cash, stocks, bonds, or employer options. Your portfolio consists of also any real estate or businesses. We incorporate these investments into your comprehensive plan to make informed decisions on how best to manage risk.
-
Do you offer tax planning?We see tax planning as an essential element of any financial plan. In addition to helping you evaluate tax-efficient investment strategies, we help you better understand your tax opportunities and risks. We spend time reviewing your tax returns and use that information to make informed decisions regarding how best to manage your taxes. We do not offer tax preparation services but are happy to work with your tax preparer.
-
Can I call you if I have questions?Absolutely! You may call or text at 971-803-5948.
-
How do you meet with clients (and how often)?We offer virtual services. We meet via Teams. We are always open to meeting face to face for those who live in the Portland, Oregon, area. We typically meet every other week when working with clients to create an initial financial plan. The initial plan usually takes between four and six meetings (we are flexible to each client's needs and schedules). We usually meet ongoing planning clients every four months. We are very accommodating to your needs. So, your financial planner's calendar is available for any unknown items that crop up in your finances. For clients who only engage with investment management services, we typically meet once a year, and your planner's calendar is available to discuss investment-related items as needed.
